Think You’re Covered? Let’s Make Sure.
Insurance policies are filled with legal language written to protect the insurer’s risk, not yours. My Policy Advocate reviews your policies, highlights possible limits, risks, exclusions, and ambiguous language, and gives you clear information to review with your licensed insurance agent.
Holiday Gift
$79 for your first year | 30-Day satisfaction guarantee or your money back
Many families only learn about gaps, limits, or exclusions when their insurance claim is denied.
We'll make sure that doesn't happen to you.
Understand your coverage in plain language
Learn from authentic consumer experiences
Stay organized and in control with reminders and storage
Insurers are updating policies with new exclusions, higher premiums, and abandoning coverage.
Rising Exclusions
Many policyholders are getting exclusions after the policy is issued. These affect your coverage and increase your risk of a claim denial.
Higher Deductibles and Restrictions
Deductibles and limits have changed. Many property and auto policies now include higher out-of-pocket costs or new limits.
Premiums Are Increasing Nationwide
Homeowners and auto insurance premiums have risen by double digits for several consecutive years. These increases often arrive alongside changes in coverage, that can leave policyholders with less protection than they expect.
Emerging Risks Are Not Always Covered
New risks like cyber liability, biometric data, AI failures, and large jury verdicts are driving new exclusions across personal and commercial policies.
Because policies can change year to year, it has become essential to review them regularly and understand how new exclusions or limits may affect a future claim.
One-on-One Help From Day One
Right after you join, you will receive a thank-you text and a personal onboarding call from our team. We will help you gather your policy documents, get everything uploaded, and make sure your account is set up correctly.
Every member receives personal one-on-one guidance so you never have to figure it out alone.
We help you find your policy documents
We assist with your first upload
We explain exactly what to expect in your review
We answer your questions in plain English
Onboarding in Three Steps
Rising Exclusions
Many policyholders are getting exclusions after the policy is issued. These affect your coverage and increase your risk of a claim denial.
Pay $79 for a Year with 30-Day Money Back Satisfaction Guarantee
Join during our limited holiday offer and receive your first year for only $79. If you are not satisfied for any reason within the first 30 days, you can request a full refund.
Receive Personal Setup From Your Advocacy Representative
Right after you join, you will receive a confirmation thank-you text followed immediately by a personal call from our Advocacy team. Your representative will help you locate your policy documents, upload them, and make sure everything is set up correctly from day one.
Meet Clara, Your Personal AI Assistant
Clara explains policy language in everyday English, points out important details, and helps you stay informed throughout the year. Clara highlights items you may want to discuss with your licensed insurance agent, keeping you in control at every step.
Our Holiday Gift to you
$79 for your first year when you become a member.
Built for Clarity. Driven by Education. Focused on You.
Trust Points
- 100 percent member-supported
- Independent and unbiased
- Privacy-first and securely encrypted
My Policy Advocate exists for one purpose: to help consumers understand their insurance with confidence.
We never sell insurance, we never earn commissions, and we never advise. All findings are for your review with your licensed insurance agent.
We are funded entirely by our members and committed to transparency, privacy, and protection.
Everything You Need for Peace of Mind
AI-Enhanced Policy Analysis
See your coverage clearly so you understand possible limits, risks, exclusions, and ambiguous language that may affect a future claim.
Consumer Ratings and Insights
Learn from real experiences of people with similar policies in our private rating system only available to members, to help inform your conversations with your agent, and eliminate outside bias.
Secure, Organized Storage
All your policies in one private, easy-to-access place, always available when you need them.
Renewal and Premium Reminders
Never miss deadlines, and have time to review multiple quotes to choose the policy that best meets your current needs.
Access to Knowledge Base and Resources
Your membership includes access to guides, assessments, and easy-to-understand podcasts that make complicated insurance topics simple.
See Why Smart Consumers Choose My Policy Advocate
Members across the country are gaining clarity, avoiding surprises, and catching details in their policies that could have affected future claims.
“My Policy Advocate helped me understand my Homeowners Policy quote. With that knowledge, I secured a better policy through my insurance agent. I’m grateful knowing I can finally understand what my policy really says.”
Gary S.
“I learn from My Policy Advocate that my Pet Policy premium had increased from $2,200 to $6,850 when my dog turned 9 — something I completely missed in an email. I cancelled the insurance policy and will self-insure.”
Kate M.
”My Policy Advocate helped me understand my insurance. Thanks to their insight, my agent shopped and found an ‘All Risk’ policy. Now I’m fully protected and can finally sleep at night with peace of mind.”
Teresa L.
Take Control of Your Insurance Today
Join now for clarity, peace of mind, and support all year long at our $79 holiday price. Try it risk-free for 30 days.
