Think You’re Covered? Watch this video:
Insurance policies are filled with legal language written to protect the insurer’s risk, not yours. My Policy Advocate reviews your policies, highlights possible limits, risks, exclusions, and ambiguous language, and gives you clear information to review with your licensed insurance agent.
Are you tired of watching your insurance premiums jump 10–20% every single year?
And then when you finally file a claim, it’s denied — or the coverage isn’t what you thought you paid for? Your policy renews with higher costs and zero explanation.
You Deserve Better
Before you renew, make sure you have the right coverage and the right insurance company.
Now you have help.
My Policy Advocate™ is a new consumer-advocacy service built to protect you. We don’t sell insurance, and we don’t take commissions. We work only for the consumer.
Here’s the truth:
No policy was written to benefit the policyholder. When we analyze your first policy, you’ll see the gaps, exclusions, and confusing language that make claims hard to get paid.
Getting multiple quotes is the key to lowering costs — and if your agent tells you that’s all that’s available, call another agent.
Introducing competition brings prices down.
If you passed away tomorrow, are you absolutely sure your family would be protected?
Across America, people feel abandoned. Phone numbers disappear. Automated menus grow longer. And only 15% of consumers even want a fully digital experience — yet that’s what insurers keep pushing.
People deserve humans. People deserve clarity. People deserve protection.
Right now, the first 2,000 Founding Members lock in a lifetime rate of just $79 annually.
Regularly $99/month for personal insurance*
This includes unlimited policy analysis, unlimited quote reviews, Advocacy Notes, priority onboarding, and renewal alerts.
Founding Member spots are limited — act today
Meet Clara, Your Personal AI Assistant
Clara explains policy language in everyday English, points out important details, and helps you stay informed throughout the year. Clara highlights items you may want to discuss with your licensed insurance agent, keeping you in control at every step.
Our Holiday Gift to you
Regularly $99 Personal
$129 Commercial/Business
Built for Clarity. Driven by Education. Focused on You.
Trust Points
- 100 percent member-supported
- Independent and unbiased
- Privacy-first and securely encrypted
My Policy Advocate exists for one purpose: to help consumers understand their insurance with confidence.
We never sell insurance, we never earn commissions, and we never advise. All findings are for your review with your licensed insurance agent.
We are funded entirely by our members and committed to transparency, privacy, and protection.
One-on-One Help From Day One
Right after you join, you will receive a thank-you text with the option to get a personal onboarding call from our team. We will help you gather your policy documents, get everything uploaded, and make sure your account is set up correctly.
We help you find your policy documents
We assist with your first upload
We explain exactly what to expect in your review
We answer your questions in plain English
Onboarding in Three Steps
Rising Exclusions
Many policyholders are getting exclusions after the policy is issued. These affect your coverage and increase your risk of a claim denial.
Pay $79 for a Year with 30-Day Money Back Satisfaction Guarantee
Join during our limited holiday offer and receive your first year for only $79. If you are not satisfied for any reason within the first 30 days, you can request a full refund.
Receive Personal Setup From Your Advocacy Representative
Right after you join, you will receive a confirmation thank-you text followed immediately by a personal call from our Advocacy team. Your representative will help you locate your policy documents, upload them, and make sure everything is set up correctly from day one.
Meet Clara, Your Personal AI Assistant
Clara reviews your uploaded policies and highlights gaps, exclusions and unclear language.
She also prepares questions for you to discuss with your licensed insurance agent and can explain any type of policy you want to learn about.
You can type or speak your questions, and everything is saved for easy reference later.
Policy Analysis, Link to Clara, and More
Review a Personal or Business Policy and manage your Policies in a central location
- Condensed overviews
- Ask Clara about your Policy
- View your Policy documents
- Upload supporting documents
- Download Consumer Advocacy Notes
- Download your Full Policy Analysis
- Email the Policy Analysis to your Agent
- Grade your Insurance Carrier
Everything You Need for Peace of Mind
AI-Enhanced Policy Analysis
See your coverage clearly so you understand possible limits, risks, exclusions, and ambiguous language that may affect a future claim.
Consumer Ratings and Insights
Learn from real experiences of people with similar policies in our private rating system only available to members, to help inform your conversations with your agent, and eliminate outside bias.
Secure, Organized Storage
All your policies in one private, easy-to-access place, always available when you need them.
Renewal and Premium Reminders
Never miss deadlines, and have time to review multiple quotes to choose the policy that best meets your current needs.
Access to Knowledge Base and Resources
Your membership includes access to guides, assessments, and easy-to-understand podcasts that make complicated insurance topics simple.
See Why Smart Consumers Choose My Policy Advocate
Members across the country are gaining clarity, avoiding surprises, and catching details in their policies that could have affected future claims.
“My Policy Advocate helped me understand my Homeowners Policy quote. With that knowledge, I secured a better policy through my insurance agent. I’m grateful knowing I can finally understand what my policy really says.”
Gary S.
“I learn from My Policy Advocate that my Pet Policy premium had increased from $2,200 to $6,850 when my dog turned 9 — something I completely missed in an email. I cancelled the insurance policy and will self-insure.”
Kate M.
”My Policy Advocate helped me understand my insurance. Thanks to their insight, my agent shopped and found an ‘All Risk’ policy. Now I’m fully protected and can finally sleep at night with peace of mind.”
Teresa L.
Right now, the first 2,000 Founding Members lock in a lifetime rate of just $79 annually.
Regularly $99/month for personal insurance*
This includes unlimited policy analysis, unlimited quote reviews, Advocacy Notes, priority onboarding, and renewal alerts.
Founding Member spots are limited — act today
