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Long Term Care Insurance Planning

Overview: This episode of The Deep Dive examines how advances in modern medicine are extending life—and why that makes long-term care insurance (LTCI) essential for financial security. The hosts highlight the shift from planning for lifespan to planning for the care span, the years when support or assisted living may be needed. Drawing on research […]

Converting Term Insurance to Whole Life Insurance

This episode demystifies converting term life insurance to a permanent policy, like whole life. It highlights the key advantages of conversion, including locking in your initial health rating and gaining a tax-deferred cash value component. The episode outlines the practical steps to conversion, the importance of understanding deadlines, and the flexibility of partial conversions to […]