Lightning Storms Increases in Frequency and Geography
This episode investigates the shifting geography of lightning across the United States and what it means for wildfire risk, public safety, and climate resilience. Drawing on research from NASA, AGU, and UC Merced, the discussion reveals how lightning is striking in new regions, increasing in frequency, and creating a universal hazard that challenges old assumptions […]
The Future of Insurance 2025 Trends
Overview: This interview explores how the insurance industry is undergoing a major transformation driven by four key forces: new technology (AI, telematics, smart contracts), shifting consumer expectations for speed and flexibility, disruptive insurtech startups, and the growing impact of climate change. Together, these drivers are reshaping policies into more personalized, data-driven, and even conditional products, […]
Sustainability and Climate Risk
Overview This episode explores how climate change is transforming insurance—driving higher premiums, shrinking coverage, and even making some areas uninsurable. With $182.7B in U.S. weather losses in 2024 and millions of homes now uninsured, insurers are hiking rates, exiting high-risk regions, and relying on forward-looking climate models. The hosts explain how “green” incentives—like discounts for […]
Navigating Auto Insurance Trends in 2025
Overview: This episode breaks down why auto insurance costs are surging—rising repair expenses, inflation, tech-heavy vehicles, climate losses, and new state regulations—while revealing how personalized pricing using telematics and non-driving data can lead to unfair rate hikes. The hosts outline a consumer defense plan: shop multiple quotes, demand written explanations for premium changes, compare coverage […]
Flood Insurance Crisis in 2025
This episode dives into the challenges of protecting homes in an era of rising risks. From navigating the complexities of flood insurance to coping with soaring rebuilding costs, we explore strategies for safeguarding your property in 2020 and beyond. America’s Perilous Flood Insurance Gap A quiet crisis is unfolding across the United States, not in […]
Preparing for Natural Disasters
Overview: This episode examines how the growing frequency and intensity of natural disasters in 2025 are pushing the U.S. insurance system to its limits. The hosts highlight alarming data—from 43,000 wildfires and record tornado counts to catastrophic floods like the Texas Hill Country event—and explain how these escalating losses are driving a widening insurance gap. […]
